Blog by West Kootenay Real Estate For Sale

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Hiring a Contractor

February 17th, 2014

Renovating your home should be a positive experience - free from worry and stress. You should have full confidence in your renovator and know that you are getting the best. That's why you should choose a professional renovator.

• From start to finish. A professional renovator will help you to put it all together - from ideas to design, products to plans, and construction to completion.

• Ex ...

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Appraisers

February 17th, 2014

In order to complete a mortgage loan, your lender may ask for a recognized appraisal from an Accredited Appraiser.

The appraisal should include:

  • Unbiased assessment of the property’s physical and functional characteristics
  • Analysis of recent comparable sales
  • Assessment of current market conditions affecting the property 

Although real estate agents will do their own market analysis t ...

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The Home Inspector

February 17th, 2014

The home inspector’s role is to inform you about the house and property’s condition observed at the time of the inspection. They will tell you if something is not working properly, needs to be changed or is unsafe. You will also be informed if any repairs are needed, and maybe even identify where there were problems in the past.

A home inspection is a visual inspection an should include a vi ...

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Insurance Brokers

February 17th, 2014

A home and property insurance broker can help you with your property insurance. Lenders insist on property insurance because your property is their security for your mortgage. Property insurance covers the replacement cost of your home and contents, as well as costs incurred while your home is rebuilt - such as rental costs. The premium will depend on the value of the building(s) and it's con ...

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The Lawyer/Notary

February 17th, 2014

Having a lawyer/notary involved in the process will help ensure that things go as smoothly as possible. You need a lawyer/notary to perform these tasks:

  • Protect your legal interests by making sure the property you want to buy does not have any liens, charges, or clean up orders
  • Review all contracts and offer to purchases

Remember a lawyer/notary should:

  • Be a licensed full-time lawye ...

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Using a Lender or a Mortgage Broker

February 17th, 2014

Many institutions lend money for mortgages – banks, trust companies, credit unions, pension funds, insurance companies, and finance companies. Different institutions offer different terms and options – shop around!

Mortgage brokers don’t work for any specific lending institution, their role is to find the lender with the terms and rates that are best for the buyer. 

Ask around. Your realtor ...

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What Professionals should you call?

February 17th, 2014

Even if this it isn’t your first home buying experience, you will want to get help from a team of professionals. Professionals who are experienced and knowledgeable can provide you with reliable information to help answer your questions. Here are some professionals who can help you:

  • Realtor
  • Lender/Mortgage Broker
  • Lawyer/Notary
  • Insurance Broker
  • Home Inspector
  • Appraiser
  • Land Surveyor
  • ...

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Government Benefits and Incentives for first time Homebuyers

February 17th, 2014

Did you know that the government offers benefits and incentives for first-time homebuyers?

The First-Time Home Buyers Tax Credit offers eligible individuals a $5,000 non-refundable income tax credit on a qualifying home. www.actionplan.gc.ca

The Home Buyers’ Plan lets first-time homebuyers withdraw up to $25,000 tax free from RRSP’s. You’ll have up to 15 years to pay it back. www.servicecan ...

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110 Kootenay Avenue, Trail, BC

February 14th, 2014

I just sold this House at 110 Kootenay Avenue, Trail, BC Tadanac.

View this recently sold House or see all my home sales

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1648 Columbia Avenue, Trail, BC

February 14th, 2014

I just sold this House at 1648 Columbia Avenue, Trail, BC .

View this recently sold House or see all my home sales

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